Category Archives: Bank

Responding to Market Uncertainty: Equities First’s Financial Maneuvering

With over fourteen years of experience, Equity First Holdings has firmly established itself as a leader in alternative international shareholder financing solutions. With nine offices around the world, including the global financial hubs of London, Hong Kong, Singapore, Bangkok, and Sydney, Equities First Holdings has nearly 700 transactions for clients such as ultra high-net worth individuals as well as global corporations. The best Financial institutions and banks have recently tightened their lending criteria and as a result, there has been a significant increase in stock-based loans with equity lending becoming one of the more popular alternatives. As such, borrowers have been using their own stock as collateral when securing working capital for a loan.Because they provide a hedge, stock-based loans help a borrower effectively lower his or her investment risk. As a result, clients gain expedited access to liquidity for below-market rates if their collateral is based on publicly traded shares.

Stock-based loans offer a greater loan-to-value ratio compared to margin loans in addition to a fixed interest rate. This method leads to certainty for the life of the transaction. Market fluctuation during a three-year loan term is a predictable reality, but with the non-recourse feature available from a stock-based loan, a borrower can always walk away from the transaction, even if the value depreciates.The terms margin loan and stock-based loan are often used interchangeably, but Equity’s Founder and CEO Al Christy notes the significant differences. To obtain a margin loan, a borrower has to be pre-qualified just like a bank loan.

The interest rates tend to vary with the borrower expecting loan-to value ratios between 10 and 50 percent. Furthermore, liquidation of the borrower’s collateral without warning from the lending firm is a serious possibility if there is a margin call.Given the global implications of Brexit and the ensuing financial austerity measures, lenders need to be innovative in their approach to cater to the requirements of its clients in a fragile market and Equities First offers something both creative and sound. Christy believes his company’s alternative approach is progress manifest and has over $1.4 billion in transactions to back up his claim.

South Africa Finances

There are many people who own and operate companies in the country of South Africa. If you have a successful financial company, many people think that you never need financial support. However, this is not necessarily the case. A lot of people today need financial help for a variety of reasons. Not only do they need to think about the long term, but many people have all of their working capital tied up in their business ventures. This means that it is difficult to pull money out when things are not going well. This is where a company like Equities First can come into play. They are a great company that can help people in a variety of ways. If you want to take things to the next level in your life, working with Equities First is the way to go.

About : Equities First

From the time the company was started, Equities First has always been interested in helping customers who have a high net worth. When it comes to financial support, many people do not think of high net worth individuals much. This is why there is such a huge market for these services. If you are interested in investing in a company, Equities First is a great choice for that decision. They have a lot of growth in recent years, and they have also grown their sales and profits. If you want to invest in your future, this is the way to go. This is a company that is setup for growth in the coming years in a variety of ways.

Final Thoughts

Over the long term, Equities First is a company that is built for a high level of success. If you want to take things to the next level in your life, this is the company to work with. If you operate a business and need short term cash, Equities First can help in that situation. Over the years, this is a company that has done really well simply serving the customers in South Africa. This is a country that has struggled in a variety of areas, and it is nice to see a company doing well serving the people there. Over time, working with Equities First can help you get out of a financial pinch and take things to a higher level in your life. This is why the company has grown almost every year it has been in business.

NexBank shows commitment to quality service for the Dallas Community

NexBank is a financial company based in Dallas, Texas. They focus on three areas of banking, including commercial, mortgage,and investment banking. This year they sponsored the Bryon Nelson Golf Tournament that was put on by AT&T from May 16 to May 22 at the TPC Four Seasons Resort and Club Dallas in Irving, Texas.

NexBank Continues Sponsorship of the Byron Nelson

They started the bank in 1922 and continue to provide high-quality, custom-tailored banking to the Dallas community. A key component of their success is in the success of their employees. Nexbank Capital employees do not just talk the talk but can provide proof of how well the company has done during the 2016 year. They had a forty-eight percent growth over the 2015 financial year, combining their total assets to $2.72-billion. In November 2015 they made a decision to diversify their balance sheet by acquiring College Savings Bank. They did both of these things and still remained a low-risk based capital standing at 9.34% and 13.52% respectively. They also have an A-plus ranking by mybanktracker.com. Their goal for the remainder of the 2016 year is to continue their focus on the institutional clients and expanding into the United States further.

If interested in Nexbank, you can visit their headquarters and talk to one of their professionals at 2515 McKinney Avenue, Suite 1100 or one of their branch locations.